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FCC Strengthens Consumer Protections Against Unwanted Calls And Texts

June 18, 2015 – The Federal Communications Commission today adopted additional rules (Declaratory Ruling and Order FCC 15-72) to protect consumers against unwanted robocalls and spam texts.

Highlights for consumers:

  1. Green Light for ‘Do Not Disturb’ Technology – Service providers can offer robocall-blocking technologies to consumers and implement market-based solutions that consumers can use to stop unwanted robocalls.
  2. Empowering Consumers to Say ‘Stop’ – Consumers have the right to revoke their consent to receive robocalls and robotexts in any reasonable way at any time.
  3. Reassigned Numbers Aren’t Loopholes – If a phone number has been reassigned, companies must stop calling the number after one call.
  4. Third-Party Consent – A consumer whose name is in the contacts list of an acquaintance’s phone does not consent to receive robocalls from third-party applications downloaded by the acquaintance.
  5. Affirming the Law’s Definition of Autodialer – “Autodialer” is defined in the Act as any technology with the capacity to dial random or sequential numbers. This definition ensures that robocallers cannot skirt consumer consent requirements through changes in calling technology design or by calling from a list of numbers.
  6. Text Messages as Calls – The Commission reaffirmed that consumers are entitled to the same consent-based protections for texts as they are for voice calls to wireless numbers.
  7. Internet-to-Phone Text Messages – Equipment used to send Internet-to-phone text messages is an autodialer, so the caller must have consumer consent before calling.
  8. Very Limited and Specific Exemptions for Urgent Circumstances – Free calls or texts to alert consumers to possible fraud on their bank accounts or remind them of important medication refills, among other financial alerts or healthcare messages, are allowed without prior consent, but other types of financial or healthcare calls, such as marketing or debt collection calls, are not allowed under these limited and very specific exemptions. Also, consumers have the right to opt out from these permitted calls and texts at any time.
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Icashloans.com Discussion

Recently, the company “icashloans.com” sent a text message purportedly from (757) 462-0547 claiming:
“Wells Fargo is offering $950 cash loans deposited in 2 hrs. Bad Credit is OK. Claim the money at cashin2hrs.com and get funds transferred now.”

If you have received an unsolicited text message from this or any other company, federal law (Telephone Consumer Protection Act of 1991) provides that you may be entitled to significant financial compensation for each violation.

In addition to private litigation over unsolicited text messages, The Federal Trade Commission has taken to suing text spammers. See an example of an FTC text spam complaint here.

icashloans.com text

icashloans.com text

If you have any information about this company, including who is behind it and where they are actually located, please contact us.

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icashloans.com

icashloans.com

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The address listed on their website is below:

iCashLoans.com
6130 Elton Ave
Suite 386
Las Vegas, NV 89107  (855) 208-8086

See the scambook.com listing about this company here.

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